The budget tool lives inside your PayYerBills workspace.
It is built to stay in sync with your payoff plan, recurring bills, and monthly check-ins. Start with a free 31-day trial (no card required). No subscriptions, just $199 for full access after trial.
Why it stays inside the account
Your budget is sensitive. Keeping it inside the workspace lets us sync your bills, track history, and protect your data with account-level security. It is also where your payoff plan, reminders, and email update prompts live, so every update stays connected.
Bills in one place
Track recurring bills, due dates, and autopay status alongside your payoff plan so nothing gets missed.
Monthly budget rhythm
Review what is coming up, compare expected cash flow, and lock in your next move before the cycle resets.
Bulk updates when you need them
Use the bills workbook to import or update recurring bills without retyping every row.
What you unlock
Bills tracker
See totals, due dates, and paid status in one clean workspace view.
Cash flow snapshot
Understand how bills and debt payments impact your monthly runway.
Accountability nudges
Keep up with monthly check-ins and progress prompts tied to your plan.
Trial-first account access
Create your account and start a free 31-day trial. No subscriptions, just $199 for full budget access after trial on every device.
Tutorial
How the Budget Tool works
A simple rhythm keeps your budget clean and your payoff plan realistic. Follow this flow each month.
Step 1: Load your income sources
Add paychecks, benefits, and side hustles. Tag variable income so it stays flexible.
Step 2: Capture recurring bills
Track rent, utilities, insurance, and minimum payments in one place.
Step 3: Review your budget snapshot
See total income, bills, and leftover cash before you commit to extra payments.
Step 4: Use the workbook when you need speed
Upload a guided workbook to add or update bills in bulk.
Snapshot preview
See the budget at a glance
Your workspace surfaces totals, upcoming bills, and leftover cash so you can plan the next payment.
Income
$6,420
Bills
$4,180
Leftover
$2,240
Upcoming due
- RentMar 01 · $1,650
- AutoMar 08 · $360
- UtilitiesMar 12 · $210
Trial-first account access
Start free with 31-day access. No subscriptions, just $199 for full budget workspace access after trial.
Next steps
Create the account, then open the budget tool.
Your workspace keeps bills, payoff plans, and check-ins together so you always know what to do next.