PlanBudget + payoff in one place
TrackMonthly progress with clarity
PlanBudget + payoff in one place
TrackMonthly progress with clarity
PYB

A complete debt payoff system.

Build a clear monthly plan, compare payoff strategies, and stay on track in one workspace.

No card required to start. No subscriptions, just $199 for full access after trial.

PayYerBills app preview on mobile

31-day free trial

Start with no card required and full planning access.

Household-ready

Invite one shared member under owner-controlled access.

Secure by default

Authenticated workspace with protected account data.

Privacy-first posture

We do not sell your personal data. Trust and transparency are built into the product flow.

Built for real progress

Practical tools. Clear plan. Confident payoff momentum.

Start free trial • No card requiredNo subscriptions • Just $199 full access after trialKnow your next best money move

See the full flow

How PayYerBills works: See · Decide · Execute

View the complete walkthrough with upgraded product imagery and planning workflow, then start your free trial.

Budget Workspace

Get your budget on track without another monthly bill.

Map income, bills, and due dates in one workspace so you can make clear decisions fast.

Start with a free trial. No monthly or yearly subscription—so you’re not adding another line item while trying to fix your finances.

No card required. One payment of $199 unlocks full access after trial.

Budget workspace preview
FAQs

Top questions

Quick answers about pricing, access, and account sharing.

How does pricing work?+
PayYerBills starts with a 31-day free trial and no card required. No subscriptions, just $199 for full access after trial.
What happens after trial ends?+
When trial ends, account routes move you to checkout. No subscriptions, just $199 for full access so your workspace stays unlocked for planning and tracking.
Can I share my account with my spouse or partner?+
Yes. The primary account owner can invite one additional user to share the same account workspace.
Do both users need to pay?+
No. The invited member does not pay separately. Shared access follows the owner account status.
Are refunds automatic?+
No. Refunds are exception-only and require authorized override approval through support review.
Do I need a paid account to use the site?+
No. You can use free guides and tools without paid access. Trial and paid account access unlock full workspace features, account saving, and cross-device planning.

Fresh guidance to keep you moving.

View all guides
Financial Health

The Ultimate Year-End Financial Checklist (Free PDF)

Close the year with confidence using a step-by-step money checklist and downloadable planner.15 min read
Financial Health

7 Little-Known Ways to Boost Your Credit Score While Paying Down Debt

Pair tactical credit moves with your payoff strategy so your score climbs even as balances drop.12 min read
Success Stories

Customer Spotlight: Cutting $8k of Debt in 9 Months

See how a PayYerBills member paired zero-based budgeting with side-hustle sprints to erase high-interest balances fast.10 min read
Debt Consolidation

5 Real-World Scenarios Where Consolidation Loans Save You Money

Model five common payoff situations to decide when rolling debts into one loan actually cuts interest and stress.13 min read
Income Boost

90-Day Side Hustle Sprint: Earn an Extra $500 a Month

Design a focused sprint that layers quick-win income streams on top of your existing schedule without burning out.13 min read
Debt Consolidation

Debt Consolidation Loan vs. Personal Loan: Choose the Better Payoff Path

Compare rate ranges, fees, and approval odds so you know which refinancing route clears your balances faster.14 min read
Strategy

Budget Triage: A 20-Minute Cash-Flow Reset

Run a rapid triage on income, bills, and cash leaks so you can free up money for debt payoff without a full budget rebuild.8 min read
Income Boost

Zero-Based Budgeting Template for 2024

Build a monthly budget that gives every dollar a mission, then automate it with our worksheet and tracking routines.12 min read
Debt Consolidation

Consolidation APR Expectations: What a Realistic Range Looks Like

Set realistic APR targets, understand what drives rate ranges, and avoid options that erase your savings.8 min read
Debt Consolidation

Consolidation Red Flags: What to Avoid Before You Sign

Spot high-pressure tactics, fee traps, and unclear terms before you choose a consolidation path.7 min read

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